Health Insurance Carriers in Wyoming (WY)
Every state has different rules regarding health
insurance and Wyoming is no exception. Additionally, you have
a selection of plans and providers to choose from. To make your
process easier, we have compiled a list for you. Follow the links
to learn more about each insurer, then check out the descriptions
of the regulations in Wyoming below.
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Health Insurance Providers in Wyoming
Assurant Health (Formerly Fortis)
Celtic
Clarendon National
Fairmont Specialty Group /
TIG
Principal Life
Security Life
Group Health Insurance in Wyoming
- If eligible, you must be offered coverage
despite any health problems.
- Should you go through changes in your life because of
family or job loss, you will be allowed to enjoy more opportunities
for group coverage.
- Newborn, adopted, and disabled kids have special coverage
availability under group policies.
- A new job may require a waiting period before providing
you with coverage.
- HMOs may also require an affiliation periods.
- Group insurance providers may review your health records
for the six months previous to your coverage and may exclude pre-existing
conditions from being covered for up to 12 months.
- When you maintain continuous health coverage, without
a break over 63 days, you may receive creditable coverage.
Small Business Health Insurance in Wyoming
- Small businesses with less than 50 employees
may not be denied small group insurance.
- Coverage may not be cancelled because of sickness in the
employer group.
- There are a few limits placed on premium costs and renewals.
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Self-Employed Health Insurance in Wyoming
- The self-employed may not purchase group
insurance.
- Consult with the Wyoming Insurance Department for information
on group health coverage through affiliations with a business
or professional association.
Wyoming Insurance Department
122 West 25th Street
Cheyenne, WY 82002
(307) 777-7401
insurance.state.wy.us
Individual Health Insurance in Wyoming
- Individual insurance providers may deny
coverage based on health problems.
- They may require an exclusion periods of up to 12 months
for pre-existing conditions or attach an elimination rider to
the policy.
- Continuous coverage, with breaks no longer than 90 days,
may provide credit toward the exclusion period.
- Pregnancy and genetic information may be considered pre-existing
conditions.
- There are no state limits on premium prices, your coverage
cannot be cancelled based on illness.
- Wyoming Health Insurance Pool provides coverage to those
who cannot get insurance.
Wyoming Health Care Programs
Medicaid and Wyoming Kid Care Program offer
financial assistance to low income residents.
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more information about health insurance >>
