Short Term Health Plans

Short-term health insurance policies are convenient options for those periods when your health insurance lapses for any reason including a move, going on strike, waiting for a new plan to start, or a switching jobs. Should an emergency arise, these policies will cover you while allowing you to choose your own physicians and health care facilities for treatment as well as pays all the expenses that are covered by the plan once you have paid your deductible and coinsurance.

Incidents that are covered by most short term health insurance plans include:

major hospital, medical, and surgical expenses
daily hospital room and board
various hospital services
surgical services
anesthesia
out patient care
coverage lasting between 30 days and 1 year

Request more information about health insurance >>

Featured Short-Term Health Insurance Carriers:

Anthem Blue Cross Blue Shield of Indiana
Anthem Blue Cross Blue Shield of Ohio
Assurant Health/Time Insurance Company (formerly Fortis)
Blue Cross Blue Shield of Georgia
Blue Cross Blue Shield of Kansas City
Blue Cross Blue Shield of Wisconsin
Blue Shield of California
Clarendon National Temporary Health Insurance
Fairmont Specialty / TIG
Golden Rule
HealthNet
UniCare

* Not all Carriers offer Short-Term Health Insurance in all locations.

Request more information >>

Usually, short term health insurance policies are not renewable and therefore not meant to be purchased in place of regular coverage. For the most part, they are fee for service or indemnity plans which means that routine check-ups and preventative care won’t be covered. Dental and vision aren’t covered either and most pre-existing conditions claims are denied as well. Most policies can also apply to spouses and dependent children.

Request more information about health insurance >>

Review other Plan Options >>

Health-Insurance-Carriers is not an insurer and cannot issue health insurance policies. This site provides free information on insurance services and coverage options.
Products and policies may not be available in all states.