The total amount you end up paying for your health care each year depends on a variety of factors:
Even if you have both Medicare Parts A and B, you will need to pay some of your health care costs. Here is a list of costs you can expect to pay in 2006 (in addition to any premiums you pay for Parts A or B):
| General |
| Deductible for Part B |
$124 |
| Medical Costs (after you meet the deductible) |
20% |
| Medicare-approved charges for doctor services, outpatient therapy, preventive services, and durable medical equipment |
20% |
| Most outpatient mental health services’ costs |
50% |
| Copayments and coinsurance amounts for other services |
All Costs |
| Hospital Costs |
| For each hospital stay up to 60 days. |
$952 |
| For each day over 60 (up to 90) spent in the hospital. |
$238 |
| For each day over 90 (up to 150) spent in the hospital (Lifetime Reserve Days). |
$476 |
| For each day over 150 days spent in the hospital. |
All Costs |
| Skilled Nursing Facility Costs |
| For each day, for days 21 through 100 in a skilled nursing facility. |
$119 |
| For each day after 100 days in a skilled nursing facility. |
All costs |
| Blood Supplies |
| First 3 pints of blood received as an inpatient (unless you or someone else donates the blood) |
All costs |
| First 3 pints of blood received as an outpatient. |
All costs |
| Additional pints of blood received as an outpatient (unless you or someone else donates the blood) |
20% |
There may also be limits on physical therapy, occupational therapy and speech-languages services. For details, contact Medicare directly.
