Health Insurance Carriers in Oklahoma (OK)
Oklahoma has a variety of insurance rules and regulations
for health providers and plans. We’ve compiled some of those
details for your convenience and have them listed below. Also,
check out the links in order to find out more about your options.
When you’re ready, the agents in our broker network are waiting
to offer you a free and personalized health insurance quote at
your leisure.
Health Insurance regulations differ from state to
state, and the carriers that offer health care coverage in Oklahoma
have different plans and options. We hope you will find this resource
informative and useful. First, review the list of carriers we
recommend in Oklahoma and click the links to learn more about
them. Second, review basic information about Oklahoma Health Insurance
regulations and laws at the bottom of this page.
Get more information about health insurance >>
Health Insurance Providers in Oklahoma
American
Medical Security
Assurant Health (Formerly Fortis)
Celtic
Clarendon National
Fairmont Specialty Group /
TIG
Golden Rule
Security Life
Group Health Insurance in Oklahoma
- Eligible applicants may not be denied coverage
or charged more based on illness.
- Life changes concerning family or job loss provide extra
opportunities for group coverage.
- In the case of a pre-existing condition, providers may
require an exclusion period of up to 12 months and may review
medical history for the six months prior to coverage.
- HMOs may not require an exclusion periods.
- If coverage has continued for 63 days without a break,
creditable coverage applies toward any exclusion period.
- Contact employer for more information.
Small Business Health Insurance in Oklahoma
- Small businesses with fewer than 50 employees
may not be denied coverage.
- For small groups, there are limits on the cost of premiums.
- Coverage may not be cancelled based on sickness in the
employee group.
Request
more information about health insurance >>
Self-Employed Health Insurance in Oklahoma
- The self-employed may not purchase group
insurance.
- Contact the Oklahoma Department of Insurance for information
on affiliation through a business or professional association
for the purpose of acquiring group health insurance.
Oklahoma Department of Insurance
P.O. Box 53408
Oklahoma City, OK 73152
(405) 521-2686
www.oid.state.ok.us
Individual Health Insurance in Oklahoma
- Providers may deny coverage based on illness.
- A pre-existing condition allows providers to attach an
elimination rider to the policy.
- An exclusion period is allowed.
- There are no time limits for exclusion periods, no definition
of ‘pre-existing condition’, and no creditable coverage
is permitted.
- Pregnancy may be classified as a pre-existing condition.
- There are no limits on the cost of a policy or increases
at the time of renewal.
- Coverage may not be cancelled due to illness.
Oklahoma Health Care Programs
- Those who are HIPAA eligible may purchase
insurance from Oklahoma Health Insurance High Risk Pool.
- Medicaid is available for low income individuals and families.
- Soonercare or Oklahoma’s Children’s Health
Insurance Program offers assistance to children who are 19 years
and younger.
- Take Charge provides free screenings for eligible women.
Request
more information about health insurance >>
