Humana Health Care
Humana Health Insurance is based in Louisville, Kentucky and has gained over 7 million medical members in 15 states and Puerto Rico in its 43 years of conducting business. Through Humana, employers and individuals alike will find a Humana health care coverage plan to suit their needs.
Health Benefits from Humana Health Include:
- Exceptional health care providers
- Consumer choice products
- Sponsored wellness organizations
- Government-sponsored plans
- U.S. military dependent and retiree plans
- Administrative services
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More About Humana Health Care Products:
Humana offers a number of products for individuals, families and business groups. Their signature products are their unique Individual and Family solutions, designed to provide reliable and flexible coverage, enhanced by benefits typically only available in group coverage:
HumanaOne Individual Health plan: This product offers affordable coverage through PPO options, so that you can maintain control over your healthcare choices while continuing to receive the support and reliability of the Humana platform. As with all PPO plans, members can keep costs low by electing in-network providers and treatment.
HumanaOne HSA: This Health Savings Account product offers members access to a personal HSA account managed by Chase Financial, created to work in part with a High Deductible Health Plan. These innovative new coverage options enable members to maintain maximum control over their own healthcare spending, without sacrificing the safety and security of standard health insurance policies.
Humana also offers businesses a choice in group health benefits to keep rising health care prices as low as possible. Humana’s line of "Smart" products offers varying levels of cost sharing. This allows employees to choose a plan that is most suitable for their health and financial needs:
- SmartSuite – Full replacement health coverage; consumer-directed plan option.
- SmartSelect – Customizable; employees choose either lower premiums/higher cost or higher premiums/lower cost.
- SmartExpress – Group of health insurance plans for businesses with 2 to 299 employees to assist better control of health care expenditures.
Ratings:
A.M. Best: A-
Standard & Poor's: BBB
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