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	<title>Health Care Today &#187; universal coverage</title>
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		<title>Universal Healthcare&#8217;s Costs and Benefits</title>
		<link>http://www.health-insurance-carriers.com/blog/universal-healthcares-costs-and-benefits/</link>
		<comments>http://www.health-insurance-carriers.com/blog/universal-healthcares-costs-and-benefits/#comments</comments>
		<pubDate>Wed, 14 May 2008 17:07:02 +0000</pubDate>
		<dc:creator>Debra Stang</dc:creator>
				<category><![CDATA[Health & Politics]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[coverage]]></category>
		<category><![CDATA[health care]]></category>
		<category><![CDATA[hillarycare]]></category>
		<category><![CDATA[politics and health]]></category>
		<category><![CDATA[universal coverage]]></category>
		<category><![CDATA[universal healthcare]]></category>

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		<description><![CDATA[All through the month of December, Sylvia tried to ignore her slowly-worsening cough and chest congestion. Although she worked more than forty hours a week at two part time jobs, she had no health insurance and couldn’t afford a doctor’s visit. Her cold would get better on its own, she reassured herself.
It didn’t. She was [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://farm3.static.flickr.com/2239/2227973508_683e6ece61_m.jpg" alt="Asthma Healthcare and Flu Shots" align="left" border="0" /><small></small>All through the month of December, Sylvia tried to ignore her slowly-worsening cough and chest congestion. Although she worked more than forty hours a week at two part time jobs, she had no health insurance and couldn’t afford a doctor’s visit. Her cold would get better on its own, she reassured herself.</p>
<p class="writeboardbody">It didn’t. She was delirious by the time friends finally took her to the emergency room on New Year’s Eve. The doctors diagnosed pneumonia. Three weeks later, she died of adult respiratory distress syndrome. Would universal healthcare have saved her life? You decide.</p>
<p class="writeboardbody"><span id="more-47"></span></p>
<h2>Universal Healthcare – The Pros</h2>
<p><strong>Under universal health care, access to good medical care would become a right rather than a privilege.</strong> Hillary Clinton has referred to universal healthcare as “a core Democratic principle.” Certainly, universal healthcare would help the 40 million uninsured, and the countless under-insured people in the United States.</p>
<p><strong>Universal healthcare would allow doctors to focus on what their patients need, not what their patients can afford.</strong> For instance, Julie (not her real name) suffers from bipolar disorder. A mood stabilizer controls her condition, but it costs several hundred dollars per month, and Julie has no insurance. So instead of prescribing the medication that he knows will be most effective, Julie’s psychiatrist has to experiment with the off-label generics that Julie can afford. Julie suffers, and society suffers with her when her condition deteriorates and requires expensive hospitalizations that, ultimately, tax payers end up funding. Perhaps this is why, in a recent survey, 59% of doctors supported universal healthcare.</p>
<p><strong>Universal healthcare would allow for good preventive medicine.</strong> Chances are that Sylvia would never have become so sick with a chest infection if her asthma had been properly controlled in the first place. If people have access to healthcare, they can work on controlling chronic conditions and preventing health problems, which is far less expensive than dealing with medical problems that have spiraled out of control due to poor preventive care.</p>
<h2>Universal Healthcare – The Cons</h2>
<p><strong>Universal healthcare would be difficult to coordinate and administer.</strong> Of course, universal healthcare isn’t a walk in the park, a magic cure-all. There are challenges as well, one of the chief challenges being who would administer the program. The government has, to put it kindly, not always shown itself to be a model of efficiency. Working out the kinks in universal healthcare would take time and patience—perhaps more patience than most patients possess.</p>
<p><strong>Increased taxes.</strong> In a speech explaining why he opposed universal healthcare, John McCain stated, “I’m certainly not interested in raising people’s taxes.” He has touched on a valid point. Both proponents and opponents of universal healthcare agree that taxes would need to be increased to fund healthcare for everyone.</p>
<p><strong>Hard choices.</strong> Countries that practice universal healthcare do not give a carte blanche to every treatment for every condition. Some expensive procedures that have very poor success rates may have to be disallowed in the interests of keeping the system afloat. Americans understand this intellectually, but might have a hard time when it is their care or a loved one’s care that is affected.</p>
<p>Universal healthcare is neither angel nor devil. It has its benefits and its drawbacks. But whatever your feelings on the issue, it’s clear that the American healthcare system is ripe for change. It will be interesting to see where this election year takes us and what the President has up his (or her) sleeve.</p>
<p><small><img src="http://health-insurance-carriers.com/blog/wp-content/plugins/photo_dropper/images/cc.png" alt="Creative Commons License" align="absmiddle" border="0" height="16" width="16" /> photo credit: Heather R.</small></p>
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