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	<title>Health Care Today</title>
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	<link>http://www.health-insurance-carriers.com/blog</link>
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		<title>Pfizer Pulls Prescription Mylotarg after Deaths</title>
		<link>http://www.health-insurance-carriers.com/blog/pfizer-mylotarg-fda/</link>
		<comments>http://www.health-insurance-carriers.com/blog/pfizer-mylotarg-fda/#comments</comments>
		<pubDate>Thu, 12 Aug 2010 23:08:15 +0000</pubDate>
		<dc:creator>Julie-Ann Amos</dc:creator>
				<category><![CDATA[Health & Politics]]></category>
		<category><![CDATA[Health Tips]]></category>
		<category><![CDATA[Prescription Drugs]]></category>
		<category><![CDATA[Research & Breakthroughs]]></category>
		<category><![CDATA[senior health]]></category>
		<category><![CDATA[FDA]]></category>
		<category><![CDATA[Mylotarg]]></category>
		<category><![CDATA[Mylotarg related deaths]]></category>
		<category><![CDATA[Pfizer]]></category>
		<category><![CDATA[Withdraws]]></category>

		<guid isPermaLink="false">http://health-insurance-carriers.com/blog/?p=377</guid>
		<description><![CDATA[Pfizer&#8217;s cancer drug,  Mylotarg, is no longer available after being on the U.S. market for the past 10 years. If you have a prescription drug plan, then now is the time to start looking into your health insurance carrier&#8217;s &#8220;formulary,&#8221; which is the list that includes drugs that are covered. You will need to consult [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignright size-full wp-image-447" style="margin: 15px;" title="Pfizer is the Company Behind Mylotarg" src="http://www.health-insurance-carriers.com/blog/wp-content/uploads/2010/08/pfizer-mylotag.jpg" alt="Pfizer is the Company Behind Mylotarg" width="240" height="180" />Pfizer&#8217;s cancer drug,  Mylotarg, is no longer available after being on the U.S. market for the past 10 years. If you have a prescription drug plan, then now is the time to start looking into your health insurance carrier&#8217;s &#8220;formulary,&#8221; which is the list that includes drugs that are covered. You will need to consult with your doctor to find an appropriate alternative that is covered through your health plan.</p>
<p>Pfizer decided to remove the drug from the market because studies failed to prove that it has any effectiveness. Additionally, there were reported deaths from liver and lung complications linked to its use.</p>
<p><span id="more-377"></span></p>
<h2>Mylotarg&#8217;s Use in Health Care</h2>
<p>Mylotarg is a medication used for the treatment of relapsed myeloid leukemia. It was approved in 2000. It is the first medication pulled from the market that was cleared under the Food and Drug Administration&#8217;s accelerated approval program. Pfizer&#8217;s choice to remove of the drug from the market was voluntary after trials showed the ineffectiveness of the drug.</p>
<p>When the drug was first approved in 2000 it showed promising potential because it showed improved remission rates. Its approval, however, came with the requirement that more complete trails would be done to prove its effectiveness. The follow-up research didn’t begin until 2004, and the results of the trials weren&#8217;t available until this year. The studies questioned the benefits of the drug, and also revealed a possible link between the drug and a four-fold increase in the risk of death.</p>
<p>In 2000, Mylotarg was cleared for patients 60 years of age and older who had experienced their first relapse of acute myeloid leukemia and weren&#8217;t candidates for cytotoxic chemotherapy. Although some patients who took the drug wouldn&#8217;t be alive today had they not used the prescription, others suffered serious liver complications when they were administered the FDA-approved dosage.</p>
<p>Peter Marks, of Yale-New Haven Hospital said, &#8220;Since we&#8217;ve changed over to this method of using it in divided doses, we&#8217;ve really not seen any of those same complications. It just doesn&#8217;t happen. The question is, with larger studies, will that be shown to have the kind of efficacy that will be needed to convince FDA that this is a valuable drug.&#8221;</p>
<p><small><img src="../wp-content/plugins/photo-dropper/images/cc.png" border="0" alt="Creative Commons License" width="16" height="16" align="absmiddle" /> photo credit: ceiling</small></p>
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		<title>FDA Approves New HIV Testing: Will Insurance Cover It?</title>
		<link>http://www.health-insurance-carriers.com/blog/fda-hiv-testing/</link>
		<comments>http://www.health-insurance-carriers.com/blog/fda-hiv-testing/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 21:04:47 +0000</pubDate>
		<dc:creator>Julie-Ann Amos</dc:creator>
				<category><![CDATA[Health & Politics]]></category>
		<category><![CDATA[Research & Breakthroughs]]></category>
		<category><![CDATA[FDA]]></category>
		<category><![CDATA[FDA approved]]></category>
		<category><![CDATA[HIV]]></category>
		<category><![CDATA[HIV virus]]></category>
		<category><![CDATA[testing]]></category>

		<guid isPermaLink="false">http://health-insurance-carriers.com/blog/?p=413</guid>
		<description><![CDATA[In an effort to detect the HIV virus more quickly than ever before, the United States Food and Drug Administration has approved a test that would, if the results were positive, slow the spread of the disease early on when it was in its most infectious stage.
 
 
ARCHITECT HIV Ag/Ab
The test called ARCHITECT HIV [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignright size-full wp-image-439" style="margin: 15px;" title="HIV and New Test FDA" src="http://www.health-insurance-carriers.com/blog/wp-content/uploads/2010/08/hiv-needle-test.jpg" alt="HIV and New Test FDA" width="240" height="160" />In an effort to detect the HIV virus more quickly than ever before, the United States Food and Drug Administration has approved a test that would, if the results were positive, slow the spread of the disease early on when it was in its most infectious stage.</p>
<p><strong> </strong></p>
<p><strong> </strong></p>
<h2><strong>ARCHITECT HIV Ag/Ab</strong></h2>
<p>The test called ARCHITECT HIV Ag/Ab Combo assay was developed by Abbot Laboratories Inc. If successful, the test would be able to detect the presence of the virus with much more accuracy in the weeks immediately following its transmission. This would be a huge breakthrough for patients who are infected as it would allow for a much faster implementation of treatment efforts. It would also serve to stop the further spread of this deadly disease.</p>
<p><strong> </strong></p>
<p><strong> </strong></p>
<p>The test allows for proper detection of the HIV virus in an estimated 90% of infections considered to be acute or before the development of the antibodies associated with the disease. Currently the only U.S. testing available only detects the antibodies rather than the virus itself. The antibodies present with HIV show up weeks after the initial infection, which greatly diminishes the chance of successful treatment plan, and allows for a higher chance of spreading from person to person.</p>
<h2>FDA Approval and Health Insurance Considerations</h2>
<p>The test is also the first to ever be approved by the U.S. Food and Drug Administration to be used on women who are pregnant. The test would allow for quicker treatment of these women and help to prevent the spread of the virus to their unborn children. Now that the test is approved by the FDA, any woman with a proper <a href="http://www.health-insurance-carriers.com/individual.html">individual</a> or <a href="http://www.health-insurance-carriers.com/family.html">family health insurance plan</a> could request it &#8211; especially if the plan has good coverage for diagnostic tests (you can request a quote from this site to find a plan that does).</p>
<p>Roughly 18,000 million people are tested annually in the United States for HIV, and approximately 56,000 are found to be infected with the virus.</p>
<p><small><img src="../wp-content/plugins/photo-dropper/images/cc.png" border="0" alt="Creative Commons License" width="16" height="16" align="absmiddle" /> photo credit: stevendepolo</small></p>
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		<title>SB220 Will Use Insurance Companies for Smoking Cessation</title>
		<link>http://www.health-insurance-carriers.com/blog/smoking-california-sb220/</link>
		<comments>http://www.health-insurance-carriers.com/blog/smoking-california-sb220/#comments</comments>
		<pubDate>Tue, 03 Aug 2010 18:42:00 +0000</pubDate>
		<dc:creator>Julie-Ann Amos</dc:creator>
				<category><![CDATA[Health & Politics]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Politics & Health Insurance]]></category>
		<category><![CDATA[Staying Healthy]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[quit smoking]]></category>
		<category><![CDATA[SB-220]]></category>
		<category><![CDATA[smoking]]></category>
		<category><![CDATA[smoking cessation]]></category>

		<guid isPermaLink="false">http://health-insurance-carriers.com/blog/?p=361</guid>
		<description><![CDATA[There’s a new bill in the works in California, and it stands to force health insurance companies to cover programs that would help people who smoke to try and quit. Considering there are already bills that require California healthcare companies to cover things like in-vitro fertilization, and bone-density screening, it’s hard to believe that a [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignright size-full wp-image-433" style="margin: 15px;" title="Health Insurance for Smokers" src="http://www.health-insurance-carriers.com/blog/wp-content/uploads/2010/08/smokers-health-insurance1.jpg" alt="Health Insurance for Smokers" width="200" height="167" />There’s a new bill in the works in California, and it stands to force <a href="http://www.health-insurance-carriers.com/carriers.html">health insurance companies</a> to cover programs that would help people who smoke to try and quit. Considering there are already bills that require California healthcare companies to cover things like in-vitro fertilization, and bone-density screening, it’s hard to believe that a bill such as SB 220 has taken this long to come to possible fruition.</p>
<h2>Understanding the language of SB-220</h2>
<p>There is much optimism that the bill will pass, complete with provisions for copays and OTC (Over-the-counter) medications such as nicotine gum and patches. It also includes provisions for group counseling, which is very effective for some individuals. The bill is designed to make it easier for Californians who smoke to kick the habit by making treatments available at little cost to those who wish to try.</p>
<p><span id="more-361"></span></p>
<h2>Facts about Smoking Cessation and Insurance</h2>
<p>The American Cancer Society reports that more than 1 in 4 people who try to quit smoking with the use of OTC medications are successful, which makes this bill a winner for people who are serious about quitting. And if SB 220 passes, California will become number eight in the states that have some form of smoking-cessation coverage, though it will only be number three out of the seven that require the coverage of OTC medications.</p>
<p>For many, the argument that people who smoke know it’s not good for them, and they therefore shouldn’t be entitled to any benefits holds no water when you consider that insurance providers already provide certain amounts of coverage for the illnesses that result from cigarette smoking such as emphysema and cancer.</p>
<p>IF the bill passes, California will continue to be one of the states that is paving the way for Americans to tackle the damaging consequences of a habit that more than 45 million people in the United States are currently addicted to.</p>
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		<title>Health Reform Begins with Deepest Medicare Cut In History</title>
		<link>http://www.health-insurance-carriers.com/blog/deepest-medicare-cuts/</link>
		<comments>http://www.health-insurance-carriers.com/blog/deepest-medicare-cuts/#comments</comments>
		<pubDate>Wed, 28 Jul 2010 23:41:13 +0000</pubDate>
		<dc:creator>Julie-Ann Amos</dc:creator>
				<category><![CDATA[Health & Politics]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Medicare & Medicaid]]></category>
		<category><![CDATA[Politics & Health Insurance]]></category>
		<category><![CDATA[congress]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[Medicare cuts]]></category>

		<guid isPermaLink="false">http://health-insurance-carriers.com/blog/?p=381</guid>
		<description><![CDATA[Struggling to make it through in the midst of an ever-worsening budget impasse over Medicare reimbursement, the Center for Medicare &#38; Medicaid Services (CMS) couldn&#8217;t wait any longer. CMS is now implementing a 21% cut in physician payments, which will affect an estimated 50 million claims. Claims that were held back since June 1 will [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignright size-full wp-image-421" style="margin: 15px;" title="Medicare" src="http://www.health-insurance-carriers.com/blog/wp-content/uploads/2010/07/medicare.jpg" alt="Medicare" width="180" height="240" />Struggling to make it through in the midst of an ever-worsening budget impasse over Medicare reimbursement, the Center for Medicare &amp; Medicaid Services (CMS) couldn&#8217;t wait any longer. CMS is now implementing a 21% cut in physician payments, which will affect an estimated 50 million claims. Claims that were held back since June 1 will be the first to feel the effects of the cuts.</p>
<p>In the late 1990&#8217;s the funding formula for Medicare reimbursements was first enacted in conjunction with the Balanced Budget Act. However, even at that time it was thought by some to be flawed. Today the formula is thought to be seriously flawed, and is growing more and more out of sync with its original intended purposes with each passing year.</p>
<h2>Medicare Cuts Could Affect Quality of Care</h2>
<p>Even though Medicare has instituted this drastic cut it too may stand to be on the losing side of the board as well, considering there are already a huge number of medical practices that currently do not take on Medicare’s elderly patient population.</p>
<p>Participating physicians will see a direct impact of the 21% cut with the average office visit now being reimbursed at about $8.00 less than what they were in 2007. Medicare may also feel the brunt of this unresolved state of affairs.</p>
<p>If a resolution is indeed reached, and the cuts reversed, they are looking at having to swallow about .30 cents per claim that is reprocessed. This translates out to a staggering potential of $15 million dollars for the first 50 million claims alone.</p>
<p>Only time will tell how it will all play out in the end, if there ever will be an end. In the meantime, there is no way for anyone, including physicians, patients and even Medicare to avoid the huge impact of this monumental move.</p>
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		<title>What Health Care Reform Means for California</title>
		<link>http://www.health-insurance-carriers.com/blog/healthcare-reform-ca/</link>
		<comments>http://www.health-insurance-carriers.com/blog/healthcare-reform-ca/#comments</comments>
		<pubDate>Thu, 08 Jul 2010 23:12:25 +0000</pubDate>
		<dc:creator>Julie-Ann Amos</dc:creator>
				<category><![CDATA[Health & Politics]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Medicare & Medicaid]]></category>
		<category><![CDATA[Politics & Health Insurance]]></category>
		<category><![CDATA[Staying Healthy]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[health care]]></category>
		<category><![CDATA[health care costs]]></category>
		<category><![CDATA[health insurnace]]></category>
		<category><![CDATA[healthcare reform]]></category>

		<guid isPermaLink="false">http://health-insurance-carriers.com/blog/?p=357</guid>
		<description><![CDATA[Understanding how health care reform may affect California]]></description>
			<content:encoded><![CDATA[<p><img class="alignright size-full wp-image-397" style="margin-left: 15px; margin-right: 15px;" title="california-theater" src="http://health-insurance-carriers.com/blog/wp-content/uploads/2010/07/california-theater.jpg" alt="california-theater" width="240" height="180" />California has one of the highest rates of uninsured citizens in the country with more than 6.4 million people currently without health insurance coverage. That said, it stands to reason that any additional coverage at the federal level is a huge plus for not only the California government but for the residents as well.</p>
<h2>Positive effects of health care reform in California</h2>
<p>When it comes to California, the federal overhaul would help those who can afford health insurance but are currently unable to get it. It will assist those who aren’t able to obtain coverage by providing them with a means to acquire health care benefits. Additionally, the bill will also go a long way in tackling the desire to provide Californians with the preventative means to uncover unhealthy conditions in the early stages, where they can be addressed promptly, and thus help everyone get more affordable <a href="http://www.health-insurance-carriers.com/california.html">California health insurance</a>. There is a downside of this bill, however; read below to learn what it is.</p>
<p><span id="more-357"></span></p>
<h2>Potential negative effects of health care reform</h2>
<p>Instituting health care reform means that the federal government may need to finance the reform by lowering Medicaid reimbursements. Considering that the reimbursement rates are already thought to be low, health care providers may turn away people who have Medicaid. This means that although a person has coverage, they may not be able to gain access to care.</p>
<p>If the reform taps into federal monies that are currently used for the care of the uninsured at the local level, and diminishes the funding, there&#8217;s a chance that the individual safety-net systems at the county level would be financially burdened as they attempt to continue to provide care for the uninsured.</p>
<p>As Californians ponder the good or bad of this reform, it&#8217;s important that they look at where and how current care if provided, and that these programs remain financially sound in order to not defeat the intended purposes of the reform.</p>
<p><small><img src="../wp-content/plugins/photo-dropper/images/cc.png" border="0" alt="Creative Commons License" width="16" height="16" align="absmiddle" /> photo credit: pheezy</small></p>
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		<title>Health Reform Provides New &#8220;CLASS Act&#8221; &#8211; Basic Details</title>
		<link>http://www.health-insurance-carriers.com/blog/health-class-act/</link>
		<comments>http://www.health-insurance-carriers.com/blog/health-class-act/#comments</comments>
		<pubDate>Fri, 02 Jul 2010 20:16:49 +0000</pubDate>
		<dc:creator>Julie-Ann Amos</dc:creator>
				<category><![CDATA[Health & Politics]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Politics & Health Insurance]]></category>
		<category><![CDATA[benefits]]></category>
		<category><![CDATA[care]]></category>
		<category><![CDATA[class act]]></category>
		<category><![CDATA[health]]></category>
		<category><![CDATA[healthcare]]></category>

		<guid isPermaLink="false">http://health-insurance-carriers.com/blog/?p=333</guid>
		<description><![CDATA[There&#8217;s a lot to try to understand about the newest health care bill signed into law this past March. There are a lot of provisions in the act, and all of them will affect every American citizen in one way or another. The Class Act (Community Living Assistance Services and Supports program) is one of [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignright size-full wp-image-385" title="Class Act" src="http://health-insurance-carriers.com/blog/wp-content/uploads/2010/07/CLASS-Act.jpg" alt="Class Act" width="200" />There&#8217;s a lot to try to understand about the newest health care bill signed into law this past March. There are a lot of provisions in the act, and all of them will affect every American citizen in one way or another. The Class Act (Community Living Assistance Services and Supports program) is one of the provisions in the bill. Here&#8217;s a brief overview of the basic details of this act.</p>
<h2>CLASS Act</h2>
<p>The <a href="http://www.kff.org/healthreform/kcmu102009pkg.cfm">CLASS Act</a> is a national, voluntary insurance program that is designed to provide cash benefits if you have a disability or some form of limitation in your ability to function. The idea is to provide a way for individuals who fall into this category a way to help pay for their <a href="http://www.health-insurance-carriers.com/senior-long-term-care.html">long-term care services</a>.</p>
<h2>Eligibility Requirements for CLASS Act</h2>
<p>The plan will mostly be offered by employers and paid for by employees. Self-employed individuals may also enroll in the plan. You may enroll in the act if you meet the following criteria.</p>
<ul>
<li>If you are actively at work</li>
<li>If you are 18 years or older</li>
<li>If you are not living in a nursing home or a long-term care facility at the time of your enrollment.</li>
</ul>
<p>You cannot be excluded from the plan if you have a pre-existing condition.</p>
<h2>Benefits of the CLASS Act</h2>
<p>Once you have paid into the plan for 5 years you are eligible to receive cash benefits if you have a functional impairment or disability that is expected to last more than 90 days, if you have a significant cognitive impairment such as Alzheimer&#8217;s or if you will need substantial assistance with at least 2 daily activities of daily living that is a direct result of your impairment.</p>
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		<title>Health Reform and Tax-Exempt Hospitals</title>
		<link>http://www.health-insurance-carriers.com/blog/health-reform-hospitals/</link>
		<comments>http://www.health-insurance-carriers.com/blog/health-reform-hospitals/#comments</comments>
		<pubDate>Thu, 17 Jun 2010 16:32:39 +0000</pubDate>
		<dc:creator>Julie-Ann Amos</dc:creator>
				<category><![CDATA[Health & Politics]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Politics & Health Insurance]]></category>
		<category><![CDATA[accountability]]></category>
		<category><![CDATA[healthcare]]></category>
		<category><![CDATA[hospitals]]></category>
		<category><![CDATA[reform]]></category>
		<category><![CDATA[tax-exempt]]></category>

		<guid isPermaLink="false">http://health-insurance-carriers.com/blog/?p=321</guid>
		<description><![CDATA[There has been so much back-and-forth debate about healthcare reform it can make your head spin. The Democrats say one thing, and it seems as if the Republicans claim the polar opposite. It doesn’t matter what piece of the reform is in question, it seems as if the two parties will never see eye-to-eye. In [...]]]></description>
			<content:encoded><![CDATA[<div id="attachment_353" class="wp-caption alignright" style="width: 250px"><img class="size-full wp-image-353" title="Tax-exempt Hospitals and Health Reform" src="http://health-insurance-carriers.com/blog/wp-content/uploads/2010/06/kaiser-hospital.jpg" alt="Tax-exempt hospitals will be required to meet new requirements under health reform." width="240" height="180" /><p class="wp-caption-text">Tax-exempt hospitals will be required to meet new requirements under health reform.</p></div>
<p>There has been so much back-and-forth debate about healthcare reform it can make your head spin. The Democrats say one thing, and it seems as if the Republicans claim the polar opposite. It doesn’t matter what piece of the reform is in question, it seems as if the two parties will never see eye-to-eye. In the midst of this ongoing debating (and sometimes arguing) the general public is more confused than ever about what the individual pieces of the health reform act mean. Here’s a brief look at how the health care reform will affect tax-exempt hospitals.</p>
<p><span id="more-321"></span></p>
<h2>Accountability For Tax-Exempt Hospitals</h2>
<p>Section 9007 of the Patient Protection and Affordable Care Act, which creates a new 504(r) of the Internal Revenue Code called “Additional Requirements for Charitable Hospitals,” is designed to increase the accountability of hospitals that fall under the tax-exempt status. It requires these establishments to adhere to the following conditions in order to maintain their tax-exempt status.</p>
<ul>
<li>At least once every three years they must conduct a community health needs assessment, and formulate a plan to meet those needs.</li>
</ul>
<ul>
<li>Hospitals and health care providers must have a financial assistance policy that provides free or reduced health care for anyone who is eligible. They must also provide emergency care without regard to eligibility, and this policy must be made public.</li>
</ul>
<ul>
<li>Hospitals must refrain from extraordinary collection actions before establishing eligibility of clients.</li>
</ul>
<ul>
<li>Hospitals must place a limit on the amount charged to eligible persons in relation to the rates billed to persons who have insurance coverage elsewhere.</li>
</ul>
<ul>
<li>If a hospital fails to meet the requirements of the statute they can have a $50.00 excise tax imposed on them.</li>
</ul>
<h2>Health Reform and You</h2>
<p>These laws may change the way in which the government deals with hospitals, but the bulk of reform deals with you, the individual.  Health reform will require you to purchase health insurance by 2014. If you fail to acquire a health insurance plan, you will be levied with a fine. If you&#8217;d like to look into your options now, then you can explore the <a href="http://www.health-insurance-carriers.com/plans.html">types of health insurance plans here.</a></p>
<p><small><img src="../wp-content/plugins/photo-dropper/images/cc.png" border="0" alt="Creative Commons License" width="16" height="16" align="absmiddle" /> photo credit: TheTruthAbout&#8230;</small></p>
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		<title>Is Your Teen Equipped for the Health Care System?</title>
		<link>http://www.health-insurance-carriers.com/blog/teen-healthcare-system/</link>
		<comments>http://www.health-insurance-carriers.com/blog/teen-healthcare-system/#comments</comments>
		<pubDate>Thu, 10 Jun 2010 20:48:58 +0000</pubDate>
		<dc:creator>Emma Lloyd</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Staying Healthy]]></category>

		<guid isPermaLink="false">http://health-insurance-carriers.com/blog/?p=176</guid>
		<description><![CDATA[  
Adolescence is a unique time in the human life span. Between the ages of 10 and 19, biological changes occur at a greater rate than at any other time barring prenatal development and infancy.
Teenagers aren&#8217;t just slightly bigger children – and once the childhood stage of preschool vaccinations, childhood checkups, and summer camp [...]]]></description>
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<div id="attachment_323" class="wp-caption alignright" style="width: 190px"><img class="size-full wp-image-323" title="Is Your Teen Equipped for Healthcare?" src="http://health-insurance-carriers.com/blog/wp-content/uploads/2009/01/teen-health.jpg" alt="Is Your Teen Equipped for Healthcare?" width="180" height="240" /><p class="wp-caption-text">Is Your Teen Equipped for Health care?</p></div>
<p>Adolescence is a unique time in the human life span. Between the ages of 10 and 19, biological changes occur at a greater rate than at any other time barring prenatal development and infancy.</p>
<p>Teenagers aren&#8217;t just slightly bigger children – and once the childhood stage of preschool vaccinations, childhood checkups, and summer camp physicals is over, they&#8217;re much less likely to get regular preventative medical care.</p>
<p>In fact, a new report suggests that many teens are slipping through cracks in the health care system simply by virtue of their age, and the existence of an &#8220;in-between&#8221; stage in the health care system that means teenagers aren&#8217;t being provided for.</p>
<p>For most teens, adolescence is a time of not only change, but also of boundary-pushing and risk-taking that can involve anything from smoking cigarettes, to experimenting with drugs, underage drinking, reckless driving, sexually transmitted diseases, or teenage pregnancy.</p>
<p>Just as important, habits that are formed during these teenage years are very often the habits that persist throughout adulthood. That tends to be true whether it&#8217;s work ethic, social behavior, or health-related habits.</p>
<p><span id="more-176"></span></p>
<h2>Health Care and Insurance System Not Set Up for Teenagers</h2>
<p>The saying may seem a trite cliché, but children really are the future, and it&#8217;s not just insured children who are missing out on health care. When it comes to teenagers and adolescence, the health care system just isn&#8217;t designed to provide what they need. To make a bad situation worse, there are fewer doctors specializing in adolescent medicine than in most other specializations. Fewer than five hundred doctors registered as adolescence specialists between 1996 and 2005 – and some states have no registered specialists at all. To seal the deal, teens usually aren&#8217;t particularly enthusiastic about visiting doctors, often worrying that any information they supply during a checkup won&#8217;t remain confidential.</p>
<p>The result is that while the nation&#8217;s five million uninsured teens are most at risk, it&#8217;s during adolescence that people in general tend to begin making fewer health care-related visits, a trend which peaks during the 20s. Half of adult deaths are the result of unhealthy habits, and it&#8217;s during adolescence that such habits are typically formed.</p>
<p>What&#8217;s the solution? In the long-term, it&#8217;s difficult to say. There may be little incentive for medical professionals to specialize in adolescence medicine, and it may very well be a field few have an interest in. The answer to the problem may simply lie at home, with parents taking care to reassure their teens and help them find a doctor they can trust and feel comfortable with, at an age when these factors are particularly important.</p>
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		<title>All About Acupuncture and Health Insurance</title>
		<link>http://www.health-insurance-carriers.com/blog/acupuncture-coverage/</link>
		<comments>http://www.health-insurance-carriers.com/blog/acupuncture-coverage/#comments</comments>
		<pubDate>Thu, 03 Jun 2010 16:36:03 +0000</pubDate>
		<dc:creator>Julie-Ann Amos</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Research & Breakthroughs]]></category>
		<category><![CDATA[acupuncture]]></category>
		<category><![CDATA[adenosine]]></category>
		<category><![CDATA[alternative]]></category>
		<category><![CDATA[stress-relief]]></category>
		<category><![CDATA[therapy]]></category>

		<guid isPermaLink="false">http://health-insurance-carriers.com/blog/?p=289</guid>
		<description><![CDATA[It almost seems like an oxymoron doesn’t it? Stick needles into your skin to ease pain. You’d think that sticking needles into your body would produce pain, but that’s not what happens. The art of acupuncture has been around for more than 4000 years. Though it is still not completely understood how it works, and [...]]]></description>
			<content:encoded><![CDATA[<div id="attachment_315" class="wp-caption alignright" style="width: 250px"><img class="size-full wp-image-315" title="A few key points about acupuncture" src="http://health-insurance-carriers.com/blog/wp-content/uploads/2010/06/acupuncture-health-insurance.jpg" alt="A few key points you should know about acupuncture" width="240" height="160" /><p class="wp-caption-text">A few key points you should know about acupuncture</p></div>
<p>It almost seems like an oxymoron doesn’t it? Stick needles into your skin to ease pain. You’d think that sticking needles into your body would produce pain, but that’s not what happens. The art of acupuncture has been around for more than <a href="http://www.cancer.gov/cancertopics/pdq/cam/acupuncture/Patient/page2" target="_blank">4000 years</a>. Though it is still not completely understood how it works, and many remain skeptical, those who have had acupuncture treatments will attest to its effectiveness. Scientists have recently made a correlation between a molecule called adenosine and the effects of acupuncture.</p>
<h2>What is Adenosine</h2>
<p>A team of scientist as the University of Rochester Medical Center identified the molecule, adenosine, as a major player in the pain-relieving effects of acupuncture. The report was published online in Nature Neuroscience, and indicated that scientists were able to triple the pain-relieving effects of acupuncture in mice by using a chemical which makes it harder for body tissue to remove adenosine.</p>
<h2>How do I obtain acupuncture health insurance?</h2>
<p>Acupuncture coverage generally falls under the larger category of <a href="http://www.health-insurance-carriers.com/alternative-therapy.html">alternative therapy coverage</a>. This is a type of health insurance that offers benefits that are tailored to patients who are interested almost exclusively in alternative forms of health care (whether it is natural health remedies, chiropractic care, hypnosis, energy healing, homeopathy, and more). You can request a f<a href="http://www.health-insurance-carriers.com/form.php">ree quote for health insurance here</a>, which will get you on the right track.</p>
<h2>How Adenosine Works With Acupuncture</h2>
<p>Adenosine is a natural compound that is known to regulate sleep, and has anti-inflammatory properties. Adenosine also acts as a natural painkiller by inhibiting nerve signals which signal the brain to feel pain. Adenosine dramatically increases the effects of acupuncture treatments by almost tripling the amount of adenosine in the muscles where acupuncture treatments are administered.</p>
<p>Research already shows that acupuncture creates signals in the brain that cause the body to produce the larger amounts of endorphins; another natural painkiller found in the body. This study shows has revealed the role of adenosine in acupuncture treatments.</p>
<p>For many people, acupuncture is a mainstay in their fight to relieve pain. Although it isn’t completely understood just how it works, thousands of people will attest that it does.</p>
<p><small><img src="../wp-content/plugins/photo-dropper/images/cc.png" border="0" alt="Creative Commons License" width="16" height="16" align="absmiddle" /> photo credit: sushiphotos</small></p>
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		<title>The Hidden Dangers of Fruits and Vegetables</title>
		<link>http://www.health-insurance-carriers.com/blog/the-hidden-dangers-of-fruits-and-vegetables/</link>
		<comments>http://www.health-insurance-carriers.com/blog/the-hidden-dangers-of-fruits-and-vegetables/#comments</comments>
		<pubDate>Thu, 03 Jun 2010 16:30:41 +0000</pubDate>
		<dc:creator>Julie-Ann Amos</dc:creator>
				<category><![CDATA[Health Tips]]></category>
		<category><![CDATA[Research & Breakthroughs]]></category>
		<category><![CDATA[fruits]]></category>
		<category><![CDATA[organophosphate]]></category>
		<category><![CDATA[pesticides]]></category>
		<category><![CDATA[vegetables]]></category>

		<guid isPermaLink="false">http://health-insurance-carriers.com/blog/?p=283</guid>
		<description><![CDATA[Who would have thought there were any dangers lurking in the fresh fruits and vegetable isle of your local supermarket? Whether organic or commercially grown, everyone agrees that fruits and vegetables are good for you. The more you eat the better, right? Well, this isn’t entirely true.
Pesticides in Your Fruits and Vegetables
It’s no secret that [...]]]></description>
			<content:encoded><![CDATA[<p>Who would have thought there were any dangers lurking in the fresh fruits and vegetable isle of your local supermarket? Whether organic or commercially grown, everyone agrees that fruits and vegetables are good for you. The more you eat the better, right? Well, this isn’t entirely true.</p>
<p>Pesticides in Your Fruits and Vegetables</p>
<p>It’s no secret that pesticides aren’t good for you, but did you know that the main source of pesticides found in the human body is a direct result of consuming fresh fruits and vegetables? It’s true. Organophosphate exposure mostly comes from consuming those otherwise healthy fruits and vegetables. Scientific study showed long ago that exposure to high levels of organophosphate is very harmful to your health, but new studies are indicting that even small amounts of pesticides (Levels that were once thought to be safe) can be extremely harmful; especially in child and teenagers.</p>
<p>Fruits and Vegetables and ADHD</p>
<p>A study published in the May 2010 edition of Pediatrics, suggested that low levels of pesticides were associated with a higher risk of developing Attention-Deficit Hyperactivity Disorder (ADHD) in young children. The research comes from the University of Montreal and Harvard University. After testing the urine of 1,139 kids aging from 8 – 15, it was revealed that almost 95% of them had at least one of the chemical byproducts of pesticides in their systems. So what’s the answer?</p>
<p>Making Your Fruits and Vegetables Safe</p>
<p>For starters, you can change your diet to entirely organic. Although there is a higher cost involved with purchasing organic, the health benefits are remarkable. If your pocketbook can’t handle a diet that is entirely organic, the next best thing is to wash all your fruits and vegetables before consuming them.</p>
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