Blue Cross Blue Shield of North Carolina (BCBS NC)
Based in Chapel Hill, North Carolina, Blue Cross and Blue Shield of North Carolina (BCBSNC) offers health care policies and related services to individuals and families across the state. BCBS NC is committed to providing comprehensive, reliable coverage, and offers a range of products to accomodate every need.
Blue Cross Blue Shield of North Carolina offers a number of products for individuals and families, as well as solutions for Medicare beneficiaries and small groups. These different plans offer a range of benefits and pricing options, so that every individual can find the best plan for their lifestyle.
Individual Solutions from BCBSNC
PPO: Blue Cross Blue Shield of North Carolina offers an Individual PPO option that boasts outstanding coverage, at an affordable price level. Take control of your health care by designing the best plan for your needs, electing your own premium, deductible and coinsurance amounts. Certain applicants may save even more through a healthy lifestyle discount. As with all PPOs, members experience a broader level of freedom and choice than with an HMO, while maintaining a lower pricing level than a number of other health insurance products. Save big by seeing an in-network physician, or seek care outside the network for a slightly higher coinsurance payout.
HSA: BCBSNC also offers Health Savings Account options, which bring together a high-deductible health plan in correlation with a Health Savings Account. These product offer an even greater level of personal control, as members contribute to these tax-free savings accounts, and then apply the funds however they choose. With an HSA, you can take an active role in your health care spending, because not only do you supply the funds, but you also direct their application!
Additional Products from BCBS NC Include:
- Dental Iinsurance for individuals
- Short Term coverage for 30, 45, 60 or 90 day periods
- Long-Term Care coverage for protection in the years to com
