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Blue Cross Blue Shield of Florida (BCBS FL)

BlueCross BlueShield of Florida offers a number of coverage solutions to support and accomodate the state's unique population. From individuals and families to small businesses and Seniors, BCBS FL offers a wide variety of products to accomodate and protect your family.

Blue Cross Blue Shield of Florida Health Products for Individuals and Families:

PPO Blue OptionsSM: This PPO solution provides maximum choice for BCBSFL members, offering a range of deductible and cost-sharing features to personalize your coverage. Available BlueOptions range from conventional plans to low-cost alternatives, even HSA-compatible high deductible plans.

PPO Blue Choice®: The PPO Choice product offers predictable copayments and the freedom to choose any physician or provider in the specified Preferred Patent CareSM PPO network for your plan. BlueChoice® also offers the option to receive care from any physician, provider or hospital participating in the Traditional provider network with point-of-service payment and balance protection.

HMO BlueCare®: This HMO option offers a low-cost solution with comprehensive coverage, predetermined payments and no deductibles. Your healthcare is managed by a Primary Care Physician, and referrals are routed through the Health Options network. Coverage features include preventative care, physical exams, child wellness care, and prescription fulfillment.

Traditional Dimension IV Plan (DIV): Dimension IV SM is a traditional indemnity solution, offering maximum freedom in choosing a provider with a range of available deductibles. Create the perfect combination of benefits and price structures for your lifestyle

Temporary Insurance Protection: This short-term option provides in-between care for individuals and families who are between jobs, recent graduates, or retirees awaiting Medicare eligibility. Maintain major medical coverage without group plan membership, and rest assured your family is protected.

Additional Products:

Blue Cross Blue Shield of Florida also offers products designed for small businesses (2-50 employees), large groups (50+), and Medicare Eligible adults. Available plan add-ons include Prescription and Dental coverage.

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