Health Insurance Carriers in Alaska (AK)
Alaskans need to know all they can about health insurance to ensure that they get the best deal possible. We’ve detailed information below for your convenience as well as a few recommended providers. To learn about pricing offered by these carriers, request more information about health care options >>
Health Insurance Carriers in Alaska:
Aetna
Assurant Health (Formerly Fortis)
Celtic
Fairmont Specialty / TIG
Golden Rule
Multiflex Dental
Premera Blue Cross Blue Shield of Alaska
Principal Life
Security Life
Individual Health Insurance in Alaska (including Self-Employed)
- Providers are allowed to turn down coverage based on health.
- There are no limitations on the price of individual policies.
- Pre-existing conditions can be excluded from coverage.
- Individual insurance cannot be cancelled due to sickness.
Get more information about health insurance >>
Self-Employed Health Insurance in Alaska
- Self-employed individuals cannot buy group health insurance.
- Check with the Alaska Division of Insurance for rules governing those joining associations offering group health coverage.
Group Health Insurance in Alaska (including Small Business)
- Eligible applicants can not be denied group health insurance or charged more due to a health problem.
- Prior coverage can be credited toward the exclusion period for a pre-existing condition, if the break between coverages was brief.
- There is a time limit on exclusion periods for pre-existing conditions.
- Insurance cannot be cancelled due to illness.
Small Business Health Insurance in Alaska
- A small business applying for group insurance cannot be denied due to the health of an employee.
- Larger businesses may be denied coverage by group health insurance.
- Small businesses may have limited rate hikes, based on the health of employees.
- There is no limitation for rate increases on a large group policy.
Alaska Health Care Programs
Alaska Division of Insurance
3601 C Street, Suite 1324
Anchorage, AK 99503
(907) 269-7900
www.dced.state.ak.us/insurance
Assistance for low income individuals is available through Alaska Comprehensive Health Insurance Association, Alaska Medicaid, and KidCare.
Get more information about health insurance >>
